下载“避免购物车弃置的5项关键因素”信息图.pdf

VISA CHECKOUT RISK & AUTHENTICATION CAPABILITIES 96% Advanced Risk Management Tools OF RESPONDENTS SAY THEY FEEL MORE SECURE MAKING A PURCHASE WITH VISA CHECKOUT1 Visa Checkout provides a variety of risk management tools aimed at reducing fraud levels and related costs for merchants and issuers. Visa Checkout evaluates risk at every “stage” and creates a secure foundation for a seamless shopping experience Velocity Evaluation ENROLL IP Address Evaluation EI NF IN F VI C N DE • Denies enrollment for high risk users (e.g., suspicious email, unknown device, high velocity, etc.) Card Account Verification IO AT Geo-location RD RM • Evaluates Issuer Provisioning channel as part of user activity O RM CA N O • Assesses user credentials and activity behavior during account enrollment process IO T A Fraud History Device Fingerprinting LOGIN Velocity Evaluation M AT • Prevents login when abnormal issues are detected (e.g., IP, email domain, velocity, etc.) Confirmed Fraud VisaNet Advanced Authorization Score TI O IN FO UN ET • Incorporates VisaNet Advanced Authorization score, velocity, account activity, etc. AN • Evaluates card billing address, CVV response code, AVS response code, and auth code from issuers NF VIS ADD CARD RM AT IO N 2 • Enables additional validation through Issuer Provisioning • Disables account if card is on a sanctioned list or for fraudulent activity Millward Brown Visa Checkout Customer Experience, March, 2015; commissioned by Visa. Based on data from an online survey of 1,241 U.S. consumers. Available only for Visa cards 3 Optional feature 1 2 3D Secure Enabled3 OR • Performs set-up authentication for high risk scenarios (dynamic challenge questions or One-Time Password) IO N • Evaluates user logins using device information, login method patterns, geo-location, IP address, etc. Visa Dynamic Network Analytics Score C VISA H T U O K C E Spend Patterns Login Method/ Usage History C C A Channel Details Token Enabled* Account History